You are richer than you think

Your loyalty portfolio, all in one place, worth what it should be

Every credit card, airline, and hotel program in one place, no more digging through accounts. Redeem smarter, get the most from your hard earned loyalty by maximizing every point.

No bank logins. No shared passwords. We never sell your personal data.
6.3M points and miles being tracked on Kaivion right now
kaivion.net/dashboard
Kaivion dashboard showing your points, their dollar worth, and expiration warnings
What your points can do

Your points should be worth more

It's not how many points you have. It's how you use them. Whether you want one unforgettable trip or as many economy flights with the family as possible, Kaivion shows you what you can do.

Chase UR → United01
100,000 mi
for a ~$3,500 flight

New York to Tokyo, Polaris business

About 100,000 Chase points moved 1:1 to United for a one way Polaris business seat, when saver space is open. A cash fare runs about $2,500 to $3,500.1

Amex MR → Flying Blue02
2 biz / 6 econ
US to Europe, same points

US to Europe on Flying Blue

Transfer 150,000 Amex points to Flying Blue (1:1, or 1:1.2 during bonuses) for 2 to 3 business class flights to Europe (40K to 60K) or 5 to 7 one way economy flights (15K to 25K), each way. Off peak Aer Lingus and Iberia awards can cost even less.2

World of Hyatt03
40,000 pts
a night vs ~$1,300 cash

Park Hyatt Tokyo

Park Hyatt Tokyo (World of Hyatt Category 8) from 40,000 points a night on select dates, versus cash that often runs $1,300 or more.3

Add the programs you already have. Kaivion tracks 75+ loyalty programs across credit cards, airlines, and hotels.

On the figures above. Award prices, cash rates, and availability vary by date, season, and program, and are not guaranteed. Examples current as of June 2026.

Three things Kaivion does for you

Track

Everything in one place

No more logging into six accounts to see what you have. All your points across 75+ programs.

Optimize

The best move, made obvious

We point you to the highest value way to use your points for the trips you care about.

Realize

Book it, lose nothing

Turn the points you forgot about into the bucket-list trip. Expiry alerts mean nothing slips away before you book.

Why a tool, not a spreadsheet

Same person. Same trip. Different outcome.

A real example: business class, JFK to Tokyo. How the conversation goes with and without Kaivion in the picture.

Without Kaivion

  • ·Logs into four separate loyalty accounts to remember what they have. Mental math on three currencies.
  • ·Defaults to United (the airline they always fly) without checking transfer-partner alternatives.
  • ·Books with 110K United miles in late availability because cheaper saver space already gone.
  • ·Doesn't notice that 88K Amex MR transferred to ANA would have covered the same trip with a better seat.

Outcome
110K miles spent

With Kaivion

  • ·Opens dashboard. Your points and dollar value across four programs are right there.
  • ·Searches JFK → NRT, business class. Kaivion ranks availability against their actual portfolio.
  • ·Top result: 88K Amex MR → ANA, with real award availability. Direct booking link.
  • ·Books with 88K Amex MR. Saves 22K miles, gets the better seat, same departure date.

Outcome
88K points · 22K saved

Illustrative scenario based on typical sweet spot redemptions. Real availability and savings vary; treat as the kind of decision the tool helps you make, not a guaranteed booking.

Try it now

Tell us what you have. See what it could be worth.

Type in a few rough balances. We use the same cents per point math your dashboard would. Nothing leaves your browser. No signup.

Estimated portfolio value
$3,250
Blended estimate at 2026 average cents per point (TPG, NerdWallet). Not a guaranteed or bookable rate. Actual value varies by redemption.

One thing you could book with this
Five star resort weekend, Maldives or Puerto Rico
from ~65K to 100K Bonvoy / night · varies by date, not guaranteed

Start tracking your portfolio.

It takes a minute to add your first program.

1 Prices are set by United and vary by date. 2 Availability varies; taxes and surcharges apply. 3 Award rates vary by season and reach 75,000 points on peak dates.