* How these numbers are calculated. Point values are approximate, based on cents-per-point averages from public points-valuation sources. Actual worth when you redeem can be higher or lower. Currency conversions use European Central Bank reference rates published 2026-07-31, refreshed daily. AED is shown at its USD peg of 3.6725. All figures are estimates, not financial advice. Real-world redemption value and currency conversion will vary by program, transaction channel, and market conditions.